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Ontario Invoice Software with Automatic 13% HST

Built for Ontario small businesses. CRA-ready invoices, automatic HST, and accounting in one place.

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Trusted by Canadian Businesses — 1,200+ signups · Canadian-built

Ontario HST = 13%

$1,000 subtotal + $130 HST = $1,130 total. iBill.ca calculates this automatically on every Ontario invoice.

How Ontario HST Works on iBill.ca

Ontario uses the Harmonized Sales Tax — a single 13% rate that combines federal and provincial tax into one line on your invoice.

Subtotal (line items)$1,000.00
Federal portion (5% GST built into HST)$50.00
Provincial portion (8% built into HST)$80.00
HST @ 13%$130.00
Total due from client$1,130.00

Ontario invoices show HST as a single line — there's no separate GST or PST because HST is harmonized. Try the calculator: Ontario HST Calculator.

Invoicing Ontario Clients From Another Province

If you're a business based in Alberta, BC, Quebec, or anywhere else in Canada, and you're invoicing a client located in Ontario, the Canada Revenue Agency's place-of-supply rules determine which tax you charge — and it's not your province's rate. For most services and digital products delivered to an Ontario client, you charge 13% Ontario HST, not your home province's GST or PST. iBill.ca handles this automatically based on your client's province on file.

Three common cross-province scenarios

This is not something you can figure out with a tax calculator alone — the calculator gives you the rate, but the invoice software enforces the place-of-supply logic across every line item, every client, and every return. iBill.ca's address-based tax engine means you never have to remember which rate to apply — just pick the client and the correct tax appears.

Ontario-Specific Invoice Compliance Details

A few Ontario-specific invoice rules that iBill.ca handles automatically but you should know about.

Your HST registration number must appear on every invoice over $30

CRA's Excise Tax Act Section 3 requires your 9-digit Business Number followed by the RT0001 program identifier (e.g., 123456789RT0001) on any invoice to an HST registrant for a supply over $30. iBill.ca prints this automatically once you add it to your organization profile — you never have to remember it per-invoice.

Point-of-Sale rebates for children's clothing, books, and diapers

Ontario provides an automatic point-of-sale rebate that removes the 8% provincial portion of HST for specific categories — children's clothing and footwear, children's car seats, diapers, feminine hygiene products, print newspapers, and books. If you invoice these items, charge 5% GST only (not 13% HST). iBill.ca supports tax-exempt line items for these cases — mark the line as exempt and the reduced rate flows through automatically.

HST filing frequency depends on your revenue

CRA assigns filing frequency based on your annual taxable supplies: annual ($1.5M or less), quarterly ($1.5M–$6M), or monthly (over $6M). Most Ontario small businesses start on annual filing. iBill.ca generates HST return reports for any period you choose — run them quarterly or annually depending on your assigned schedule. See CRA tax reporting for the full workflow.

Input Tax Credits on home office and vehicle expenses

Ontario HST registrants can claim ITCs on HST paid for business expenses — including the business-use portion of home office costs, vehicle expenses, and meals (50%). iBill.ca's expense tracking automatically captures HST paid on each expense and flows it into your ITC total on the return. No manual reconciliation at quarter-end.

Built for Ontario Compliance

Every feature an Ontario small business needs — tax, accounting, payments, and CRA-ready reports in one place.

Automatic 13% HST

When you select an Ontario client, HST is calculated automatically at 13% on the invoice subtotal. No manual entry, no missed calculations. Built from the canonical CRA rate table.

Place-of-Supply Awareness

Invoicing a BC client from Ontario? iBill.ca applies the client's tax, not yours — GST 5% + BC PST 7%. International clients get zero tax automatically. Every scenario is handled.

HST Registration Number on Invoices

Your HST/GST registration number appears on every invoice automatically, as required by CRA Excise Tax Act Section 3 for invoices over $30. CRA requirements.

HST Return Reports

Cash-basis HST return reports show Line 101 (sales), Line 103 (HST collected), Line 106 (Input Tax Credits), and Line 109 (net HST owing) ready for CRA filing. Learn more.

CRA-Ready Invoice Numbering

Sequential invoice numbers with the PREFIX-YYYYMM-NNNN format, monthly reset, and gap tracking — aligned with CRA audit requirements. Learn more.

Double-Entry Accounting

Every Ontario invoice posts to a real general ledger with proper HST liability tracking. Generate a trial balance, income statement, and balance sheet on demand. Learn more.

Online Payments

Accept online payments through Stripe Connect or track Interac e-Transfer payments manually. Payments auto-reconcile to your ledger.

Client Portal

Ontario clients get their own portal to view invoices, pay online, and download PDFs. Saves you the back-and-forth emails. See how it works.

Quotes & Time Tracking

Send quotes, convert to invoices, and track billable hours across projects. Perfect for Ontario consultants, contractors, and agencies. Quotes · Time tracking.

Ontario Businesses We Serve

HST 13% applies province-wide, so iBill.ca works the same across every Ontario city. We have dedicated pages for the largest markets.

Toronto

Canada's largest business market

Toronto invoice software →

Ottawa

Federal capital, tech + government

Ottawa invoice software →

Mississauga

Logistics, manufacturing, finance

GTA coverage →

Hamilton

Steel, healthcare, manufacturing

All Ontario →

London

Healthcare, insurance, education

All Ontario →

Kitchener-Waterloo

Tech corridor, startup hub

All Ontario →

Windsor

Auto manufacturing, cross-border

All Ontario →

Every Ontario City

Same HST 13% everywhere

Start here →

Ontario Invoice Questions

What is the HST rate in Ontario?
Ontario's HST rate is 13%. HST is harmonized — it combines the 5% federal GST with an 8% provincial portion into a single tax. On an Ontario invoice you list HST as one line at 13%, not separate GST and PST. Try our Ontario HST calculator for instant calculations.
Do I need to charge HST in Ontario?
You must register for and charge HST once your total worldwide taxable revenue exceeds $30,000 in any four consecutive calendar quarters (the small supplier threshold). Below that, charging HST is optional. Once registered, you must charge HST on all taxable supplies and remit it to the CRA. See our guide on how to register for GST/HST.
Does iBill.ca calculate 13% HST automatically?
Yes. When you select an Ontario client, iBill.ca automatically applies the 13% HST rate based on CRA place-of-supply rules. You don't enter the tax manually — it's calculated from your subtotal, displayed clearly on the invoice, and posted to the right GL account for your HST return.
What if my client is outside Ontario?
iBill.ca applies the client's province rate, not yours, following CRA place-of-supply rules. If you're an Ontario business invoicing a BC client, iBill.ca will charge 5% GST + 7% BC PST instead of Ontario HST. For international clients, tax defaults to zero (export). This is handled automatically based on your client's province on file.
Can I prepare my Ontario HST return from iBill.ca?
Yes. iBill.ca generates HST return reports on a cash-basis, showing HST collected on sales and HST paid on expenses (Input Tax Credits). The report breaks out Line 101 (sales), Line 103 (HST collected), and Line 106 (ITCs) — ready for your CRA filing. See tax reporting.
Does iBill.ca handle HST on expenses too?
Yes. Track business expenses with receipts in iBill.ca, and the HST paid on each expense is automatically captured as an Input Tax Credit (ITC) — offsetting the HST you collected on sales. Your net HST remittance is calculated automatically. See expense tracking.
How much does iBill.ca cost for Ontario businesses?
iBill.ca is currently free for all Canadian businesses — every feature included, no credit card required. Future pricing changes will be communicated in advance to existing users. See pricing details.
Does iBill.ca work for Toronto, Ottawa, and other Ontario cities?
Yes. iBill.ca works for every Ontario business regardless of city — Toronto, Ottawa, Mississauga, Hamilton, London, Kitchener, Waterloo, Windsor, and everywhere in between. HST 13% applies province-wide, so the software logic is identical across Ontario. We have dedicated pages for Toronto and Ottawa.
Where is iBill.ca data hosted?
iBill.ca is a Canadian company, built for Canadian businesses. Our infrastructure runs on Google Cloud in North America (US regions). See our Privacy Policy for the full list of hosting providers and locations.

Ready to Invoice Your Ontario Clients?

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